If you already have your own auto insurance, it’s likely that you’re also covered for rental cars. However, it’s a good idea to double-check with your insurance company that you’re covered for campers or RVs, as sometimes these types of recreational vehicles aren’t included in standard insurance.
If you do have insurance, we will collect your insurance info before you rent our van, in order to verify its validity. If you do not have your own auto insurance, or your insurance doesn’t cover campervans, try checking with your local insurance agent to see what the options are. Some coverages can be extended to include rental cars, and some local agents sell travel insurance that also covers rental cars. Other travel insurance companies, like Allianz, may cover rental cars and RVs. Check with your local Auto Club as well, as many also offer travel insurance policies in addition to roadside assistance.
Your insurance will always be primary, whether it’s your own or temporary. If you do not have insurance and do not buy a temporary policy, you will be responsible to pay out-of-pocket for any damage and/or liability if you are involved in an accident while driving our vans. While we do not require you to have your own insurance to rent our vans, for this reason, we highly recommend purchasing a temporary policy if you don’t have one of your own.
You have the option to purchase a primary policy along with your campervan rental when you book online. The policy includes liability coverage up to the Alaska state minimums, along with comprehensive and collision coverage at three different tiers up to $1M. The cost per day varies depending on the level of coverage you choose. Please note that for all plans, a $1,500 deductible applies, except in the case of windshield damage, which is fully covered.
The coverage is provided by Outdoorsy, an RV rental marketplace. Learn more about Outdoorsy’s insurance here. You must be at least 25 years old to purchase a primary insurance plan.
Please also note that the basic insurance package is automatically added when you select your dates in the booking engine. When you get to the third step in the booking process, you’ll be able to decline insurance if you do not need it. (If that’s the case, we recommend the Tire and Windshield Damage waiver, however.)
You’ll see something similar to this screen when you arrive at the proper step in the process:
We also offer additional insurance for peace of mind and cost savings should an accident or damages occur. Our additional insurance is optional, and can be purchased at the time you pick up your travel van.
Supplemental Liability Insurance (SLI)
The SLI is additional insurance that protects you against third party claims if you injure another person or damage another person’s property while you are renting your travel van. You are covered up to $1,000,000 in damages beyond what your regular insurance covers. This does not cover you or your passengers in case of injury (that is covered by Personal Accident Protection—see below).
Cost per day: $18
Windshield & Tire Damage Waiver
Alaska’s roads are pretty rugged, and the likelihood of getting a chip or crack in your windshield is pretty high. Flat tires are also pretty common. With this waiver, you’re not responsible for the fees incurred when the windshield of your rental van gets cracked or you have a flat tire or two. We highly recommend this waiver, because you rarely win against Alaskan roadways and weather.
Please note that this is not insurance or a Collision Damage Waiver; this is our guarantee that you will not be charged should these (very common) damages occur.
Cost per day: $8
Personal Accident / Personal Effects Protection
This insurance covers you up to $250,000 and your passengers up to $100,000 for accidental death, and up to $2,500 for accidental medical expenses. It also includes an ambulance benefit of $500, as well as providing coverage for loss or damage to your personal belongings inside the car up to $750 per person.
The maximum personal accident benefit for any one occurrence is $458,000, and $2,000 for personal effects coverage.